Home Buying

Buying a home ranks Number 1 on the list of important financial decisions you will make in your lifetime. Making a smart decision puts you on a path to achieve your financial goals. The three key questions are:

1. Whether to rent or buy your home



2. How much to spend on the home



3. How long to stay in the home before moving to your next home

Using these two spreadsheets can help you make the right decision for your life.

COMBINE AND SAVE: Buy both Home Buying Worksheets and pay only $39.95 (regular price $49.90)

$39.95

1. Renting vs. Buying Worksheet

This custom-built spreadsheet will help you decide whether to rent or buy your next home.

$29.95

Using this spreadsheet, you will be able to:

1. Determine how long you need to stay in your home for buying to beat renting



2. See the amount of cash you'd save each year from renting



3. Calculate the tax benefit from owning your home



4. See the effect of different rates of home value appreciation on the benefit of owning



5. See the effect of different mortgage interest rates on the benefit of owning



6. See how closing costs, real estate taxes, brokerage fees, and other "hidden" costs of owning can effect the decision to rent vs. buy

2. Home Purchase Worksheet

This custom-built spreadsheet will help you estimate how long you must save before you will be able to purchase a home.

$19.95

Using this spreadsheet, you will be able to:

1. Calculate how long you will need to save before accumulating enough money to buy the home you desire



2. Calculate the increased saving time required to buy a more expensive home



3. See how changing the amount you save each year impacts the length of time you must wait before buying your home



4. See how different rates of return on the money you are saving impacts the length of time you must wait before buying your home

COMBINE AND SAVE: Buy both Home Buying Worksheets and pay only $39.95 (regular price $49.90)

$39.95